Of all the liability claims that Brotherhood Mutual pays out each year, bodily injury and medical claims are at the top of the list. If your ministry hasn’t experienced a slip-and-fall incident resulting in an injury, it is just a matter of time until you do.

Remember the days when hackers were imagined as shadowy figures living in their parent's basements, playing video games, and eating Doritos while crafting scam emails? Well, that image is now outdated. The world of cybercrime has evolved, and it's both sophisticated and terrifying. According to a recent annual cyber claims report from an insurance carrier called, Coalition, the Federal Bureau of Investigation (FBI), received more than 880,000 complaints of cybercrime in 2023 with reported losses of $12.5 billion.

Over the last few years, our agency has continued to grow and expand across the Midwest & Rockies, now spanning six states: Nebraska, North Dakota, South Dakota, Kansas, Colorado, and Wyoming. Serving over 3,000 ministries and nonprofit organizations, we are deeply grateful for the opportunity to support you.

Do you ever feel like some words just get overused?  I do.  I live in a house with two teenagers and a sweet little boy who watches everything they do.  The word "literally", gets used in 80% of sentences...  It isn't even impactful anymore.  It means nothing.  Because if they didn't use that word, I would just expect that most of what they were saying was metaphoric in nature.

Let's face it, the world is constantly changing, and it's fascinating to witness the rapid evolution happening around us. Some futurists even predict that in the next two decades, the rate of change could be four times what it is today, and an astounding 16 times in 40 years.