Stop Plumbing Leaks with FloLogic

 

Water damage due to plumbing leaks and frozen pipes is a leading cause of property claims for ministries. The damage is often made worse because ministry buildings are typically not in use every day. Last year, nearly 1,000 Brotherhood Mutual Insurance Company customers were impacted. To help protect ministries from experiencing costly water damage and disruptions, Brotherhood Mutual® recommends FloLogic, a comprehensive solution that can detect even the smallest water leak and automatically shut off the water to prevent flooding. 

FloLogic: Automatic Water Shut-off Device 

FloLogic is a commercial-grade intelligent leak control device. It’s installed on a building’s incoming water supply where it monitors for leaks 24/7. If there’s a problem anywhere in your building, it automatically shuts off the water supply, helping protect your property and avoiding destructive damage.

Advantages of Installing FloLogic*

  • Detect: Real time detection of virtually all leaks—beginning at ½-ounce per-minute, about 1 drip per second from a faucet 
  • Protect: Automatically shuts off water when leaks or critically low building temperatures are detected
  • Easy to Use: Control the device locally or remotely through the convenient smart phone app 
  • Versatile: Multiple valve sizes available (1”, 1.5”, and 2”), can be installed indoors or outdoors, and interfaces with building automation and security systems 
  • Premium: USA-made, cast bronze construction with battery backup for protection during power outages 
  • Proven: FloLogic has been a leader in smart leak control since 2000, with a best-in-class 5-year warranty 

 

Order FloLogic Now

Get 20% off the regular price.

Have your Brotherhood Mutual policy number ready and use coupon code
BMIC-Logic20 during checkout. **

Order at FloLogic.com/BMIC 
or call 877-356-5644.

System List Price Brotherhood Mutual
Discount Price
1” FloLogic System $1,995 $1,596
1.5” FloLogic System $2,495 $1,996
2” FloLogic System $2,995 $2,396

 

 

August 26, 2024
Thoughts on the Upcoming Football Season – Something for Everybody!
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The late Tony Messineo (owner of the Nebraska staple, Valentino's) once told me that if Nebraska loses an early Saturday football game, Val's pizza sales drop significantly for the remainder of the day.  

August 26, 2024
Volunteer Policies
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Tags: volunteers, holidays, policies, protection, ministry, training
August 26, 2024
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When the Affordable Care Act passed in 2010, Health Insurance was no longer something you could dabble in... you had to go "all in" or you would be left behind.  We made a strategic decision to stay squarely focused on building our brand in the Property and Casualty space and we knew that we could re-enter the benefits space when the timing and people were right.  

Tags: health benefits, coverage, employee benefits, insurance
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Making the most of scenario-based training
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I’m going to make a bold statement, and it may ruffle some feathers. About half of the churches I encounter are committed to regular training for their safety team. And about half of those churches regularly incorporate live scenario training into their training program. Here’s the rub: most of the scenario training that I see people lead is moderately effective, or worse, it’s completely ineffective and confidence eroding.

Tags: security, active shooter, protection, training, ministry
June 17, 2024
Church security member sentenced for murder: Lessons learned for your security team.
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If you serve on or lead an armed security team, or your ministry has an armed security team, you must fully understand the huge responsibility that comes with that decision. The following incident can provide a cautionary tale for all of us to learn from.

Tags: governance, law, protection, bylaws
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Take Action Now for a Winter Free of Water Damage!
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Although it's summer, now is the perfect time to take preventative measures to reduce these costly and time-consuming claims.

Tags: church payroll, finance, IRS regulations, paying employees, tax code
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Documenting an incident: Essential information you need to capture.
Documenting an incident: Essential information you need to capture.

Of all the liability claims that Brotherhood Mutual pays out each year, bodily injury and medical claims are at the top of the list. If your ministry hasn’t experienced a slip-and-fall incident resulting in an injury, it is just a matter of time until you do.

Tags: liability, insurance, protection, security, accident, incident
May 14, 2024
Have you reviewed your Governance Documents?
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For most churches, and many nonprofits, the end of the school year signals the end of the ministry year.  Many of those same churches and nonprofits have fiscal year ends as of June 30.  This is a great time to review what is commonly called your organizational “governance” documents. 

Tags: governance, law, protection, bylaws
May 14, 2024
Can Claims Be Avoided?
Can Claims Be Avoided?

As I sit here in Kansas watching the news and reports of severe weather in my State and those States that surround me, I must remind myself, “there is not much I can do about this.” As a “fixer” this is difficult for me. The storms are going to roll in and at least we have the weather service who helps prepare us to “stay out of the way.”  To answer my own question, we cannot avoid weather related claims.

Tags: claims, flologic, water damage
May 14, 2024
From the Exiled Nigerian Prince to a Trusted Vendor: It's Time to Pay Attention to Cyber Threats
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Remember the days when hackers were imagined as shadowy figures living in their parent's basements, playing video games, and eating Doritos while crafting scam emails? Well, that image is now outdated. The world of cybercrime has evolved, and it's both sophisticated and terrifying. According to a recent annual cyber claims report from an insurance carrier called, Coalition, the Federal Bureau of Investigation (FBI), received more than 880,000 complaints of cybercrime in 2023 with reported losses of $12.5 billion.

Tags: cyber security, scam, protection, insurance, tithe
April 11, 2024
Mission Trip Fundraising
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If your church or nonprofit engages in short-term, summer mission trips, this time often signals the beginning of fundraising projects. Before you appeal for donations, it is important to review the rules of what the IRS calls “deputized fundraising” making sure you have the proper policies and procedures in place to maintain compliance. Failure to maintain compliance could result in the loss of your tax-exempt status.

Tags: ministry, mission trip, fundraising, summer
February 19, 2024
Is Your Facility Use Agreement Working For You?
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With Valentine’s Day upon us and the official May-to-October wedding season not far behind, many couples are searching for the perfect wedding venue.  Schools and performing arts organizations are looking for end-of-year performance and graduation venues.  Your church or nonprofit facility might be the perfect match.  Engaging the opportunity has stewardship and community outreach benefits.  But opening your facilities to other activities and users involves risk.  A Facility Use Policy sets the standard for your facility use.   A Facility Use Agreement implements that standard.  To be effective,  leaders must answer three questions.

Tags: church insurance, ministry, legal agreements, facility rental
February 19, 2024
PART TWO: How protected are members of your safety team? The answer may surprise you.
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The focus of this article is to address some of the risks and liabilities associated with having an armed safety team. Click here to read PART ONE.

Tags: church safety, security teams, ministry, hr
February 19, 2024
Client Success Advisors at your Service!
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Over the last few years, our agency has continued to grow and expand across the Midwest & Rockies, now spanning six states: Nebraska, North Dakota, South Dakota, Kansas, Colorado, and Wyoming. Serving over 3,000 ministries and nonprofit organizations, we are deeply grateful for the opportunity to support you.

Tags: trends, insurance, church, ministry
February 19, 2024
5 Predictions on What is Going to Happen in 2024's Church Insurance Market
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Do you ever feel like some words just get overused?  I do.  I live in a house with two teenagers and a sweet little boy who watches everything they do.  The word "literally", gets used in 80% of sentences...  It isn't even impactful anymore.  It means nothing.  Because if they didn't use that word, I would just expect that most of what they were saying was metaphoric in nature.

Tags: trends, insurance, church, ministry
January 12, 2024
Worker Classification Risk: Employee v. Independent Contractor
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The new year signals the end of one payroll year and the beginning of another.  As you process employee W2s and independent contractor 1099s, take time to evaluate a critical aspect of your ministry business risk management program: proper worker classification.  While the percentage of the American workforce comprising “contingent workers” (independent contractors, contract employees, temporary employees, leased employees) was rapidly increasing before COVID, since COVID and the acceptance of the remote workplace, use of contingent workers has skyrocketed. You probably have several on your payroll.

Tags: independent contractor, w2, classification
January 12, 2024
How protected are members of your safety team?
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Over the last few years, I have had the opportunity to speak with several thousand church safety team members across the country. By far the most common question I get from this group is “Am I covered if something bad happens?” This is not a question that only pertains to armed safety team members. Truth is, anyone who serves in the protection of a ministry should be asking that question. The purpose of this article is to help ministries be better informed and more prepared in advance of an incident occurring.

Tags: safety team, security, ministry protection
January 12, 2024
Stay Ahead of the Freeze: Sign Up for Text Alerts
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We’re encouraging all customers to stay ahead of the freezing weather by signing up to receive Extreme Freezing Weather Text Alerts from Brotherhood Mutual. It’s new. The alert also links to actions you can take immediately to prevent or minimize damage to your buildings before forecasted weather arrives.

Tags: text alerts, frozen pipes, severe weather, winter weather
January 12, 2024
There's Something for Everyone at this Year's 2024 Ministry Boot Camp!
There's Something for Everyone at this Year's 2024 Ministry Boot Camp!

Join us for a comprehensive, one-day training for all! Tailored breakout sessions cover complex HR topics for administration and provides in-depth training, including a deeper review into de-escalation, for the security team. In the afternoon, unite in a deep dive on child safety with proprietary insights the anatomy of an abuse claim and protecting our youth.

Tags: ministry bootcamp, security training, HR training, human resources
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Wishing you a Merry Christmas – 80s Style
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Tags: ministry protection, coverages, liability, umbrella policy